PMAY-G (Pradhan Mantri Awaas Yojana-Gramin): How to Apply Online

PMAY-G (Pradhan Mantri Awaas Yojana-Gramin): How to Apply Online The PMAY-G, launched on 1st April 2016, is a flagship initiative by the Ministry of Rural Development (MoRD) and implemented by the Ministry of Housing and Urban Affairs (MoHUA). This ambitious scheme aims to provide pucca houses with basic amenities to all houseless households and those living in kutcha or dilapidated houses in rural India. With a target of constructing 2.72 crore houses, PMAY-G has already achieved the construction of 2.00 crore houses as of 27th September 2022. The scheme has been extended until 31st March 2024 to ensure its objectives are fully met.

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Aims and Objectives of PMAY-G (Pradhan Mantri Awaas Yojana-Gramin)

The primary aim of PMAY-G (Pradhan Mantri Awaas Yojana-Gramin) is to address the rural housing shortage and provide pucca houses with basic amenities to all eligible households by 2024. The scheme focuses on:

1. Covering 1.00 crore households in rural areas that are houseless or living in kutcha/dilapidated houses.
2. Enabling the construction of quality houses using local materials, designs, and trained masons.
3. Adopting a habitat approach through convergence with other government schemes like Swachh Bharat Mission-Gramin (SBM-G), MGNREGA, and Pradhan Mantri Ujjwala Yojana.

Key Benefits of PMAY-G (Pradhan Mantri Awaas Yojana-Gramin)

PMAY-G offers a range of benefits to eligible beneficiaries, including:

1. Financial Assistance:

• ₹1,20,000 per unit for plain areas.
• ₹1,30,000 per unit for hilly areas, difficult areas, and IAP districts (Himalayan states, North-Eastern states, and Union Territories of Jammu & Kashmir).

1. Institutional Loans:

• Beneficiaries can avail of loans up to ₹70,000 at a 3% lower interest rate.
• The maximum principal amount for subsidy is ₹2,00,000.

1. Convergence Benefits:

• Up to ₹12,000 for toilet construction under Swachh Bharat Mission-Gramin (SBM-G).
• Employment as unskilled labor under MGNREGA at ₹90.95 per day for 95 days.
• One LPG connection per house under Pradhan Mantri Ujjwala Yojana.
• Access to piped drinking water, electricity, and clean cooking fuel.

1. Direct Benefit Transfer (DBT):

• Payments are made electronically to the beneficiary’s Aadhaar-linked bank account or post office account.

Eligibility Criteria PMAY-G (Pradhan Mantri Awaas Yojana-Gramin)

The eligibility for PMAY-G (Pradhan Mantri Awaas Yojana-Gramin) is determined based on the Socio-Economic and Caste Census (SECC) 2011 data, verified by Gram Sabhas. The scheme prioritizes:

1. Automatic Inclusion:

• Households without shelter.
• Destitute individuals or those living on alms.
• Manual scavengers, primitive tribal groups, and legally released bonded laborers.

1. Prioritization:

• Households are prioritized based on housing deprivation parameters, such as houselessness, number of rooms, and socio-economic conditions.
• Additional weightage is given to households with disabled members, female-headed households, and landless families.

Target Allocation

• SC/STs: 60% of the target is earmarked for SC/ST households.
• Minorities: 15% of the total fund is allocated for minority communities.
• Persons with Disabilities (PwDs): 3% of beneficiaries at the state level are reserved for PwDs.

Benefits of PMAY-G

• Improved housing conditions: Rural families get access to pucca houses with basic amenities.
• Employment generation: MGNREGA convergence offers 95 days of employment for rural masons.
• Enhanced living standards: Beneficiaries receive access to sanitation, LPG, and electricity.
• Women empowerment: Encouragement of joint ownership with female members.

Beneficiary Selection Process

PMAY-G uses SECC 2011 data and Gram Sabha verification to select beneficiaries.
Prioritization Criteria:

• Households with no adult members between 16 to 59 years.
• Female-headed households with no adult male members.
• Households with disabled members and no able-bodied adult.
• Landless households depending on casual manual labor.

How to Apply Online PMAY-G (Pradhan Mantri Awaas Yojana-Gramin)

The application process for PMAY-G (Pradhan Mantri Awaas Yojana-Gramin) is entirely online. Here’s how to apply:

1. Visit the official PMAY-G website.
2. Fill in the required details, including personal information, bank account details, and convergence details.
3. Upload necessary documents, such as the Aadhaar card, MGNREGA job card, and Swachh Bharat Mission (SBM) number.
4. Submit the application and await verification by the concerned office.

Documents Required PMAY-G

• Aadhaar card (self-attested copy or consent letter for illiterate applicants).
• MGNREGA job card.
• Bank account details.
• Swachh Bharat Mission (SBM) number.
• Affidavit stating the beneficiary does not own a pucca house.

PMAY-G Online Apply Link

PMAY-G Dashboard	Click Here
About PMAY-G	Click Here
PMAY-G Online Registration	Click Here
PMAY-G Benificiary Status Check	ClickHere
PMAY-G Payment (DBT) Status Check	Click Here
PMAY-G Urban Online Apply	Click Here
PMAY-G Rural Online Apply	Click Here
Telegram Join	Click Here
WhatsApp Join	Click Here

Frequently Asked Questions (FAQs)

1. What assistance is provided under PMAY-G (Pradhan Mantri Awaas Yojana-Gramin) in convergence with MGNREGA?
   Beneficiaries are entitled to employment as unskilled labor for 95 days at ₹90.95 per day.
2. How are beneficiaries identified under PMAY-G?
   Beneficiaries are identified using the SECC 2011 data and verified by Gram Sabhas.
3. What is the loan amount provided under PMAY-G?
   Beneficiaries can avail of loans up to ₹70,000 at a 3% lower interest rate.
4. Who implements PMAY-G?
   The scheme is implemented by the Ministry of Rural Development (MoRD) in collaboration with the Ministry of Housing and Urban Affairs (MoHUA).

Conclusion

The PMAY-G (Pradhan Mantri Awaas Yojana-Gramin) is a transformative initiative that aims to provide housing for all in rural India. By offering financial assistance, institutional loans, and convergence benefits, PMAY-G (Pradhan Mantri Awaas Yojana-Gramin) ensures that every eligible household can build a pucca house with basic amenities. With its transparent beneficiary identification process and direct benefit transfer mechanism, PMAY-G is a significant step towards rural development and poverty alleviation.

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